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Working document — design proposal. The Digital Post is not yet operational. RegenHub, LCA is still forming; bylaws and member agreements are in development. References to "Operating Agreement" describe intended governing documents, not a document that currently exists. Not legal advice. Nothing here constitutes an offer of services or investment.
Working Brief · Techne · RegenHub, LCA

Capital Formation for the First Node

Power and solar feasibility · Capital structure options · Transaction lifecycle · Fundraising sprint
Prepared for Todd Youngblood · For discussion with Jeff Pote and the LCA
Not legal advice · June 2026
01 / Power

What this machine actually needs

The DGX Station GB300 draws roughly 1.6 kW peak at the wall, runs on a standard 20A/120V circuit, and is air-cooled — no special electrical infrastructure required (Petronella). This is the headline that makes a non-data-center deployment plausible. The question is what continuous load looks like in operation.

ScenarioAvg loadAnnual kWhNote
Low utilization (20%)~0.6 kW5,200Mostly idle, occasional inference
Moderate (60%)~1.2 kW10,500Steady member service load
Heavy (90%)~1.5 kW13,100Near-continuous workload
+ Cooling overhead (PUE 1.3)+30%Indoor air conditioning load

For planning, ~14,000–18,000 kWh/year is a reasonable midpoint at moderate utilization with realistic cooling overhead. At Boulder commercial rates (~$0.10–0.12/kWh) that's $1,400–$2,200 in raw energy cost. The carbon footprint and the political weight of energy use both matter more than the dollar cost in a cooperative framing — running on grid power means inheriting Xcel's fuel mix, which is decarbonizing but not yet clean.

02 / Solar

Whether the sun pays this bill

Boulder is a strong solar resource — roughly 1,500–1,700 kWh of annual production per kW of installed PV, depending on roof orientation and shading. To offset 16,000 kWh/year fully, the system needs to be sized at ~10 kW DC. That's a substantial but not exotic install — about 24 modern 400W panels, fitting on a 500 sq ft roof.

ComponentEstimateNote
10 kW PV array$25,000–35,000Commercial-scale install in Boulder area
Battery storage (30 kWh)$20,000–30,000For overnight + brief outage resilience
Inverter, controls, install labor$10,000–15,000Already included in many turnkey quotes
Total solar + storage$55,000–80,000Before federal ITC (currently 30%)
After 30% federal ITC$38,000–56,000If LCA qualifies; cooperatives have specific paths
Honest read

Full solar offset is technically feasible and roughly half the cost of the DGX Station itself. The payback against grid energy alone is ~25 years, which doesn't pencil purely on economics. The case for solar here is symbolic, political, and aligned with the cooperative's framing — running infrastructure that doesn't extract more carbon than it processes. That's a values argument the cooperative may or may not want to lead with. A defensible middle path is grid-tied with a smaller battery (10–15 kWh) for outage resilience and partial solar offset (~3–5 kW), which materially reduces fuel-mix exposure without dominating the capital stack.

03 / Structure

Three ways the LCA can take capital

The phrase "peer-to-peer lending pool" describes one of several structures, each with different legal contours and different governance implications. The choice isn't only about how money moves in — it's about what relationship the capital creates between the contributor and the cooperative.

Option A Investor-Member Equity (LCA investor class)

Capital contribution buys an investor-member interest in the LCA. Voting rights, capped at 49% total per CRS 7-58-701 so patron members retain cooperative control. Returns come through patronage allocation plus, potentially, a fixed-rate return on invested capital per Operating Agreement terms.

Instrument
Membership interest — a security under Colorado law
Exemption
CRS 11-51-308(1)(j): ≤20 offerees, ≤10 buyers in Colorado per rolling 12 months; no general solicitation
Best for
Foundational, long-horizon capital from members who want governance voice
Tradeoff
Investor-members get votes (within the 49% cap); cooperative control by patrons must be designed and protected in the Operating Agreement
Option B Member Loan Pool (promissory notes)

Members loan capital to the cooperative at a stated rate, with maturity, security interest, and repayment schedule defined per note. The loan pool is what Todd's "peer-to-peer lending" framing most directly maps onto: capital without governance entanglement.

Instrument
Promissory note — a security under Colorado and federal law (notes ≥9 months and not transferable to commercial paper markets are typically securities)
Exemption
Same 308(1)(j) cap applies; notes count toward the 10-buyer limit
Best for
Capital from members who want a defined return without voting rights
Tradeoff
Cooperative carries hard repayment obligation; missed payments create default events; less alignment between lender and operation than equity
Option C Service Credit Pre-Purchase (CSA pattern)

Members pre-purchase service credits in bulk at a discounted rate, redeemable as services come online. Modeled on Community Supported Agriculture and Kickstarter — you fund the harvest, you get the harvest. The "discount" is the only return; the credit itself is consumption, not investment.

Instrument
Service credit — designed to fall outside Howey; potentially exempt under CRS 11-51-308.7 (Digital Token Act) if structured as access/utility
Exemption
Likely outside securities if (1) intent is consumption, (2) credit not marketed as investment, (3) no resale market created, (4) credits expire if infrastructure ceases — no perpetual obligation absent service
Best for
Smaller contributions, demand validation, faster-to-close capital that doesn't count against the 10-investor cap
Tradeoff
Members are pre-paying customers, not investors — the cooperative carries delivery obligation, not financial obligation; rate adjustment risk falls on the member if redemption rate moves
04 / Lifecycle

How a token-unit investment lives across its lifetime

The "token-unit investments resulting in perpetual timeshare credits" framing collapses two distinct things — the investment instrument (membership interest or note) and the benefit stream (service credits) — into a single concept. They should stay legally distinct, especially for the perpetual claim. Below is what the lifecycle looks like with that distinction preserved.

T-minus 6 weeks

Structuring (now, with Jeff Pote)

Operating Agreement amended to create investor-member class. Subscription documents drafted. Disclosure document (PPM-equivalent for limited offering) prepared. Service credit terms specified separately. Exemption strategy confirmed: 308(1)(j) for equity, Digital Token Act framing for credits.

T-minus 2 weeks

Offering

Up to 20 prospective investor-members in Colorado approached. Disclosure documents shared. Suitability and investment-intent questions answered. Up to 10 subscriptions executed. Capital wired to the cooperative's operating account.

Service credit pre-purchase, if pursued in parallel, runs as a separate workstream with its own simpler agreement — not gated on the equity close.

T-0 to T+8 weeks

Deployment

DGX Station ordered and received. Hosting space prepared. Solar/storage commissioned if pursued. System brought online. Initial services configured. Attestation logging begins. First service credits issued to members.

Ongoing

Operations and the two streams of return

Stream one (investor-members): Patronage allocation proportional to investment; optional fixed return on capital per Operating Agreement terms; voting rights at member meetings within the 49% cap.

Stream two (all members): Service credits issued per the membership class. Investor-members receive their credit allocation by virtue of membership, not as return on investment — this is the legal seam that keeps "investment" and "service credit" separate.

Quarterly: redemption rate adjusted to actual operating cost. Annual: patronage refund, Guarantee Fund top-up, Purpose Trust steward fee, audit/review.

Year 4+

Hardware refresh and the "perpetual" question

The DGX Station's useful life is roughly four years. The phrase "perpetual timeshare credits as long as infrastructure is operational" then turns on what "infrastructure" means — this specific machine, or the cooperative's commitment to operate equivalent infrastructure as it federates.

The cleaner framing is "for the operating life of issued infrastructure, with continuity through federation." Members are protected by the Guarantee Fund if the cooperative ceases operations; the Purpose Trust holds the protocol so federation can continue beyond any single operator. This is what makes the credit durable without claiming literal perpetuity.

Exit

Investor-member redemption

Operating Agreement defines how investor-members exit: redemption at original capital contribution (no appreciation), transfer to another qualified investor-member (subject to cooperative approval), or wind-down distribution per LCA dissolution procedures. Cooperative equity is intentionally not a vehicle for appreciation — that's part of what keeps the structure outside the speculative trap.

05 / Sprint

Fundraising in 6–8 weeks

The constraint is not legal — the limited offering exemption is well-trodden ground. The constraint is whether the LCA has ten people who genuinely want to be founding investor-members and is prepared to treat that conversation with the care it deserves. The sprint below assumes that work is starting in parallel with documentation.

Week 1

Confirm structure with Jeff Pote

Lock the exemption (308(1)(j) most likely), confirm investor-member class structure in the Operating Agreement, set the per-unit subscription amount and total raise target. Decide whether to pursue equity-only, equity-plus-pre-purchase, or all three.

Week 1–2

Draft the disclosure narrative

Concept memo, term sheet, and risk disclosure prepared together. The disclosure should be honest about what's still proposed (per the Digital Post Status section): hardware deployment is the use of funds, services are the deliverable, redemption rate is variable per cost recovery. The narrative is the postal commons frame — members are funding civic infrastructure they will use, not betting on a startup.

Week 2–3

Investor identification and qualification

Build the candidate list (likely already partly known — RegenHub network, Parnassus House participants, Boulder cooperative community, aligned Front Range members). Each candidate has at least one substantive conversation about the cooperative's purpose and their role in it, before any subscription document is shared.

Week 3–5

Subscription executions

Subscription agreements signed, investment-intent acknowledgments collected, capital wired. Service credit pre-purchase, if running in parallel, captures additional capital from members outside the 10-investor count.

Week 5–6

Procurement

DGX Station ordered. Solar/storage RFQ if pursued. Hosting space confirmed. Initial sysadmin engagement.

Week 6–8

First service delivery

System online. Service credits issued. Attestation logging live. First member meeting under the new investor-member structure. Quarterly rate-setting begins.

06 / Budget

What the raise needs to fund

Two plausible target sizes, depending on solar choice:

Scenario one
Grid-tied, focused

DGX Station: $100,000

Hosting, build-out, networking: $15,000

Initial operating reserve (12 months): $90,000

Legal, governance, software setup: $25,000

Guarantee Fund seed: $20,000

Total raise target: ~$250,000

10 investors × $25,000 average

Scenario two
Solar-integrated

DGX Station: $100,000

Solar + storage (10 kW + 30 kWh): $60,000

Hosting, build-out, networking: $15,000

Initial operating reserve (12 months): $90,000

Legal, governance, software setup: $25,000

Guarantee Fund seed: $25,000

Total raise target: ~$315,000

10 investors × $31,500 average, or stratified mix

A stratified mix may serve better than uniform contributions — two or three anchor investor-members at $50–75K, five to seven at $20–30K. The anchors signal commitment to the rest and provide the durability the Guarantee Fund seed represents. Service credit pre-purchases supplement the equity raise without counting against the 10-investor cap, providing additional working capital and demand validation in the same window.

07 / Open

Questions that need Jeff Pote's eye

Whether service credit pre-purchases stay outside the 10-investor cap under the LCA's facts. The Digital Token Act exemption (CRS 11-51-308.7) is conceptually right, but the structure matters. If the credits are marketed alongside the equity offering and to the same audience, they may be aggregated for exemption purposes. Jeff Pote's read on integration risk is essential.

Whether "perpetual" can survive scrutiny. The honest reformulation — for the operating life of issued infrastructure, with continuity through federation — is structurally sound and arguably stronger. The cooperative should be prepared to defend the framing it chooses.

Whether investor-members get a fixed return on capital. LCA statute allows this; the question is whether the cooperative wants to. A fixed return makes the instrument more investment-like and may strain the patronage-orientation. The traditional cooperative answer is modest fixed return plus patronage; some cooperatives skip the fixed return entirely.

Whether the cooperative wants accredited-only investors. Not required under 308(1)(j), but limiting to accredited investors reduces disclosure burden and mitigates risk. Mixing accredited and non-accredited under 308(1)(j) is allowed but requires more care in disclosure.